Welcome to the April 22nd edition of the Carnival of Retirement. Enjoy.
Emily @ Evolving Personal Finance writes The Real Reason I Am into Personal Finance – I assessed my ‘life values’ and financial success did not come out on top – find out what did and how that value motivates my interest in PF.
SB @ One Cent at a Time writes Few Ways to have More Spring break Fun with Less Budget – If you want to enjoy spring break, it is time to implement the best practices. Fresh aromas and fun times are in the air and you should be already shaking off your winter blues. As you may know, few days before Spring break, prices start to increase. You can still spot fabulous deals online. And you can save money from the allocated budget!
Lance @ Money Life and More writes How to Write a Check – There are just some times when you don’t have many other options other than writing a check. I think I’ve written a whole two checks this year. Since I’ve graduated from high school I haven’t even used a full book of checks. You may think I’m kidding but I’m not. So, today I’m going to teach you how to write a check because not everyone knows how.
Robert @ My Multiple Incomes writes Simplified Savings for UK Workers – One of the hottest topics right now in the world of employment is workplace pensions, not least because of the major new scheme launched last year by the government. The Workplace Pension Scheme was launched in 2012 with much fanfare, and was designed to help simplify saving up for retirement thanks to auto-enrolment.
Evan @ My Journey to Millions writes Updating My Dividend Investment Portfolio for April 2013 – Every few months I update my watch list for my dividend investment portfolio. I’ll take the Dividend Champion list which has 100+ members and start screening each company, by hand, for certain metrics.
LaTisha @ Young Finances writes 9 Principles of Success – How to achieve success in your personal and professional life by following nine simple principles.
Tushar @ Finance TUBE writes 6 Ways To Teach Your Kids All About Money – Today I will be telling you about 6 Ways To Teach Your Kids All About Money. Kids are fast learner so one of the best lessons that we can teach them is money management. However money management is often heard from an adult tribe.
Jester @ The Ultimate Juggle writes Will Our Kids Have Wealth Building Opportunities Like We Had? – Are there less wealth building opportunities for kids in the future? I think this is a possibility and explain why I think so.
Maria @ The Money Principle writes Have you paid off your Christmas bills yet? – Piling the bills for the summer holiday over the debts built during Christmas may not be the way to go if one is to be better with money.
Wayne @ Young Family Finance writes Four Debunked Financial Myths – Though you’ve heard much about them, the following four financial myths need to be taken with a grain of salt and skepticism.
Cash Flow Mantra @ Cash Flow Mantra writes I am Getting a Financial Windfall – I am working on paying off debt and feel that I am in a good frame of mind to be able to accept this money and not do anything stupid with it. I plan on using the funds (since they weren’t expected) to pay off one of my credit cards and to pay the property taxes on the commercial building that will be coming due in May.
Little House @ Little House in the Valley writes Tiny House Love – The more I read about housing market news (the bubble returning, investors snatching up affordable houses, etc.), the more I think living in a tiny or small house might be my future.
Tushar @ Start Investing Money writes The Benefits of Locking Up Your Money for Longer – We all know how important it is to manage our money in the best possible way. Ideally this means building up an emergency fund to cover three months’ worth of outgoings in case we should need it, and then maximizing the rest of the available cash we have.
MMD @ My Money Design writes Using the Dividend Payout Ratio to Help Evaluate Stocks – The dividend payout ratio helps to reveal not only how a company uses its earnings, but also the potential for increasing dividend payments.
MMD @ IRA vs 401k Central writes What Does IRA Stand For Anyways? – If you’re wondering “what does IRA stand for”, then you may be surprised to find out that the IRS defines it as an “individual retirement arrangement”. This is slightly different than the common definition of an “individual retirement account”.
Suba @ Broke Professionals writes Should You Have To Pay for Public School? – In our new school district, parents have to pay school tuition for full-day kindergarten. Is it justifiable given the economy, or an undo burden?
Corey @ 20s Finances writes Is Gen Y Really That Bad Off? – I don’t want this post to come off sounding that I think being a recent college graduate and finding a job is a piece of cake. I am simply questioning everything I am reading so that hopefully we can have a discussion. With that said, I think the media is overblowing this entire crisis.
Amanda L Grossman @ Frugal Confessions writes 5 Money Saving Tips for Savvy Shoppers – This is a guest post by Mike Collins, who is obsessed with building sustainable streams of income online and achieving financial freedom so he can live life… Read his 5 money saving tips!
Miss T. @ Prairie Eco Thrifter writes The 5 Steps to Living Money-Stress Free – If you feel that what you are earning is not enough or if you do not have enough left for luxuries or for emergencies then maybe you should start studying the way you spend.
Jon the Saver @ Free Money Wisdom writes Best Time to Buy Christmas Lights – Right now is the best time to buy Christmas lights. Did you know that? Get in on the savings today so you don;t waste money come December!
MR @ Money Reasons writes Investing Is Like A Skill Based Game – I describe how investing is like a game and that you should realize that losing is part of winning.
Mike @ Personal Finance Journey writes House swap vs couch surfing – a frugal vacation! – Simple out of the box ideas to having a frugal vacation and saving money with accommodation. How do you save money when traveling?
Crystal @ Budgeting in the Fun Stuff writes We Finally Did Our Taxes – Sheesh! – We didn’t make as much in 2012, but we paid about the same amount in taxes anyway thanks to having to pay the self-employment taxes on everything. YUCK!
Don @ MoneySmartGuides writes Reader Writes: Retirement Worries – The following is am email from a reader named Jim: We’re about to send our youngest off to law school in about 3 months. Read why he’s worried about retirement, and rightfully so.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes 3 DEBT LESSONS FROM DEAD POETS SOCIETY – Debt Heroes inspire you to get out of debt. Become debt free.
Ted Jenkin @ Your Smart Money Moves writes Four Rules Of Thumb That Are Thumbs Down – For many years I have seen articles galore in the major magazines giving consumers -rules of thumb- about making financial decisions.
Mr.CBB @ Canadian Budget Binder writes My Debt Story: How I Paid Off $100,000 In Debt (And How You Can Too) – Having Debt and lots of it on your plate can be lots to handle for just about anyone. This is a story about one man who takes paying down debt seriously and shares just how he went about it. Walking the path towards debt freedom is possible with discipline and motivation
John S @ Frugal Rules writes Is Your Retirement Planning Frightening? – Looking at the statistics, many people are behind in a big way in terms of saving for retirement. Don’t allow yourself to be another statistic and start now, even if small and it will help that discipline of saving money over time.
Hank @ Money Q&A writes Why Socially Conscious Investing May Be Costing You A Lot Of Money – Socially conscious investing may seem like a great idea for investors, but it limits your pool of investment choices, has high fees, and may not be a great investment after all.
krantcents @ KrantCents writes How to Use Credit Cards Responsibly – Too many people have credit card debt! As of December, 2011, according to Capital One there was $801 billion total U.S. revolving debt. 98% is credit card debt! The total U.S. consumer debt is $2.5 trillion as of December 2011. The average credit card debt per household with credit card debt is $15,799.
A Blinkin @ Funancials writes You WILL NOT Save More Later – If you’re a recent college graduation, you think you’ll save more later – just as soon as you get married. If you’re recently married, you think you’ll save more later – after you travel the country. If you have children, you think you’ll save more later – as soon as they get older.
Glen @ Monster Piggy Bank @ Monster Piggy Bank writes How Getting to Work Costs Money – A post about some of the various costs associated with going to work.
Buck Inspire @ Buck Inspire writes My First Taste Of Haterade – I’ve always stayed below the radar and not ruffled feathers. Recently I’m coming off the sidelines and getting into the game. Not surprisingly, I also encountered my first taste of Haterade.
Daniel @ Sweating the Big Stuff writes The Average Age of First-Time Home Buyers – In 2009, the most recent available data, the average age of home buyers was 31 according to one study and 34 according to another. But what is normal?
Philip @ PT Money writes How to Retire Early – Let’s Run the Numbers – Ever wonder exactly how much you need saved to retire early? There is a way to figure it out and make early retirement possible.
Jules Wilson @ Fat Guy,Skinny Wallet writes A Recap of March 2013 for Fat Guy – I know that this post is very late. My life has been so busy over the last few months, and it has only increased lately. So that means that I haven’t had time to sit down and reflect on them.
Paul Vachon @ The Frugal Toad writes Frugal Travel Tips: Save Money on Your Holidays – Holidays are a special time to get away, relax, and have a bit of an adventure. However, many of us put off big trips perennially due to cost and budget restrictions. With several ways to save before you go and once you’re on the road, you don’t have to let finances stand in the way of your dream trip.