Carnival of Financial Planning May 3rd Edition

Welcome to the May 3rd edition of the Carnival of Financial Planning. Enjoy.


Jules Wilson @ Faithful With a Few writes Changing My Mind About Money – People often ask me why I became so interested in personal finance when I was only sixteen years old. My first answer? I don’t know. Second answer? I’m a nerd and I can’t help myself. But this really got me to thinking… Why am I so interested in handling my money responsibly? What is it that happened that gave me such an interest?

Deacon @ Well Kept Wallet writes Save Money With A Refillable K Cup for Your Keurig – I drink coffee almost every day and it can be an expensive habit. If you own a Keurig, which is a single cup coffee maker, then you know how pricey it can be for just one cup of coffee. I was at a Starbucks yesterday and a 12 pack of Pikes Place K-cups was $11.95 which comes out to about $1 per cup of coffee.

Michelle @ Making Sense of Cents writes Should I Pay Off My House Early? – Pros and Cons – Should we pay off our house early? What about the next house? Don’t worry guys, we haven’t bought our next house just yet. We’re keeping our current one for at least another 12 months. However, we have been thinking about whether we should pay off our current house quickly (we have been debating whether we want to rent it out or not – if we decide to sell then we of course wouldn’t pay off the current house quickly) and even whether or not we should pay off our next house quickly as we

Martin @ Studenomics writes The Economics of Your Love Life in Your 20s — The Article Nobody Else Will Write – What’s better for your wallet?

Robert @ The College Investor writes 7 Investment Ideas To Get The Most Out Of Your Tax Refund – If you received a tax refund from Uncle Sam this year, you shouldn’t celebrate just yet. Aside from the fact that it was your money to begin with (not a friendly gift from the government), you may have some adjusting to do before next tax season rolls around.

John @ Fearless Men writes Minimum Balance Nightmare: Why It Pays to Overpay [Infographic] – Credit card debt is racking up in many households, and people want to be set free from it. It can kill a man’s present–and future. Don’t get sucked into the cycle of only paying the minimum balance-that’s a nightmare. It pays to overpay, and the below infographic will tell you why.

Little House @ Little House in the Valley writes Spring Budgeting Tips – Now’s a great time to check your goals, tweak your budget, and get serious about the rest of the year. Easier said than done, right?


Maria @ The Money Principle writes 5 Ways to Make Money before you Start University – Going off to university is expensive; if you make money and set up a ‘university nest egg’ before you start you will find it much less financially stressful.

Suba @ Broke Professionals writes Freelancers: Making Sure You Don’t Owe Uncle Sam In 2013 – If you do freelance work – or any type of second job – it can be tough to pay the right amount of income taxes. A worksheet on your W-4 can fix that.

Mike @ The Financial Blogger writes Getting Rid of Google Once and for All – It’s time to switch gears and move away from Google.

MR @ Money Reasons writes How Much Money Is a Lot of Money? – Money has changed meaning to me as I grow older. Read some of my funny history around how I viewed money, and what a lot of money is to me today.

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes 3 EASY JOBS TO GET WHILE IN COLLEGE – Make money in college. 3 high paying jobs for college students.


SB @ One Cent at a Time writes How Much Debt Is Too Much Debt – Most people have some kind of debt. It might be a mortgage, an auto loan, a student loan, or even a credit card balance. Having debt isn’t a bad thing as long as you are taking steps to pay it off. It’s having too much debt that can cause an unhealthy financial life.

Robert @ My Multiple Incomes writes Understanding the Future of Your Credit Score After Saying “I Do” – On your wedding day, when you recite your “I do’s,” you’re not only agreeing to a life together for richer, for poorer, through sickness and in health, but also to a life in which you share nearly everything. You’ll share your house, cars, friends, and family, and you may even inherit your spouse’s Chihuahua and last name.

LaTisha @ Young Finances writes Car Leasing for Businesses – Business owners have started to consider car leasing as a new financial vehicle. This is because auto leasing is going to save them thousands of dollars.



John S @ Frugal Rules writes Online Brokerages I Use: OptionsHouse Review – There are many online brokerages to use as you look to invest in the stock market. The good ones are there to meet your needs and help make sure you’re doing what you can to be investing for things like retirement.

Jon @ Novel Investor writes TD Ameritrade Review – The Best Online Broker? – TD Ameritrade could be the best online broker around. It’s great for beginners, long term investors, and has the advanced tools any trader needs.

Philip @ PT Money writes Is Now a Good Time to Buy a House or Rental Property? – It may be a good time for you to buy a house or rental, but you need to pay attention to a few things first.

Crystal @ Budgeting in the Fun Stuff writes Have You Heard of Kickstarter Yet? Hubby is a Fan! – Have you heard of the site, Kickstarter? It is used to get creative projects funded. Projects like board games.

Don @ MoneySmartGuides writes Understanding Risk Tolerance – In order to be a successful investor and meet your long-term goals, you need to understand your risk tolerance so that you stay invested in the market.

Lauren @ L Bee and the Money Tree writes Is it FOMO? Or just me being afraid people will like me less? – Oh, you know FOMO? Fear of Missing Out? I thought it was ruling my life and my wallet lately, because even though I have been whining about my full financial plate this month, I still kept saying yes to each and every invitation thrown my way.

Amanda L Grossman @ Frugal Confessions writes How to Reap High Happiness ROI – Many of us have learned over the years that physical things do not make us happy.

Daniel @ Sweating the Big Stuff writes First Quarter Business and Personal Finance Goals Update – it’s been 3 months since I set my 2013 goals. Here’s how I’m doing so far.

Robert @ Entrepreneurship Life writes Increase Your Income with Technology – Do you keep up with technology today? It’s definitely a fast-paced industry and there are always new gadgets coming out every single day. The real question is, “How important is it to keep up with technology today?” The simple answer? Incredibly important.

krantcents @ KrantCents writes 10 Things You Don’t Know – You Don’t Know, Math, Soft Skills, Food, Personal Finance, Love, Women, Men, Mind, Animals, Future, Self -Assessment

MMD @ My Money Design writes Another Reason Why You Need Emergency Money – For Stupid Car Repairs – If you think having $1,000 of emergency money is going to cut it, think again! This week I’ve spent more than I ever anticipated on stupid car repairs.


Greg @ Club Thrifty writes Mortgage Prepayment Calculator: Murder Your Mortgage – Club Thrifty introduces its Mortgage Murder Spreadsheet, a handy little tool that will help you determine how adding extra payments will affect the length (and interest) of your mortgage.

Darwin @ Darwin’s Money writes Here’s How Homebuyers Get Screwed By Getting Emotionally Attached to a Desired Property – How far would you go to get your dream home? Would you endure mold? Thousands more than asking price? Anything the seller commanded? Here’s a true-life story of how getting emotionally attached to a home can cost big bucks.

Jester @ The Ultimate Juggle writes Spring Cleaning: How to get rid of clutter – It is quite amazing how quickly clutter can grow around the home. Those old, unwanted things just seem to multiply, taking up the already limited living space you have. That’s the problem when clutter builds up. When it comes to getting out that feather duster, the simple task of cleaning becomes torturous.

Lance @ Money Life and More writes Buying a Home: Is a Small Down Payment Actually a Big Deal? – When you don’t have a large down payment of at least 20% and you’re trying to buy a house, FHA loans are one option that has been popular in the last few years due to the low minimum down payment of 3.5%. Unfortunately, these mortgages have a ton of fees and they’ve recently drastically increased.

Tushar @ Finance TUBE writes Is Now The Right Time to Buy A Home? – Today i will be talking about Is Now The Right Time to Buy A Home? According to the media now is the perfect time to buy a house. Housing prices may be free from the laws of gravity but they are not free from the laws of economics.


MMD @ IRA vs 401k Central writes Is a Self Directed 401k Plan Right for You? – What do you do if you’re self employed or you want more than what your employer’s retirement plan offers? You apply for a self directed 401k.


Carnival of Financial Planning May 3rd Edition — 4 Comments